Commercial Credit Analyst I

Company: United Business Bank
Location: Walnut Creek
Posted on: May 21, 2023

Job Description:

Join a winning team at United Business Bank and enjoy a friendly and collaborative work environment where opportunities for advancement are encouraged and supported. We pride ourselves on the team that we have in place, and we proudly state that our success is due largely to our team and their commitment to our client base. Thank you for considering United Business Bank as your next step in your career path, we look forward to hearing from you.About United Business BankWe are a publicly traded Regional Bank with approximately $2.9B in assets and 34 offices in 4 states. We have an entrepreneurial spirit and focus on the community by specializing in small to medium sized business clients. Our single point of contact model delivers outstanding customer service. United Business Bank's comprehensive benefit package includes medical, dental, vision, 401K, long and short term disability insurance, flexible spending account, a generous vacation and sick policy.About the Position The Credit Analyst I is an onsite position and does not have remote opportunities.The Credit Analyst I, along with the other credit support staff, will work closely with the Credit Administrator and the Director of Credit Administration. In this position, you will complete financial analysis for new loans, renewals, annual reviews and covenant monitoring. This position will interact with Loan Officers and Portfolio Managers to discuss financial spreading requests and obtain and evaluate appropriate information relative to the request. This position will prepare the weekly Director and Management Loan Committee package in coordination with the Chief Credit Officer. In addition, this position will also perform all duties accurately, timely and efficiently, and according to Bank policies, procedures and regulatory guidelines. They will also assist the Credit Administrator with other duties as assigned.About You You are a self-starter with an entrepreneurial spirit who thrives in a team environment. You also have the following:Education/Certification: Bachelors Degree in Math, Business or related field, required.Required Knowledge: Knowledge of banking and lending operations and procedures, as well as, the various regulations and standard banking practices.Experience Required: 1-3 years banking experience is requiredSkills/Abilities:Strong oral and written communication abilities.Strong math skills. Strong interpersonal skills.Strong interpersonal skills.Strong business development techniques and cross-selling skills.Ability to identify, analyze and handle credit requests.Good organizational skills.Good personal computer skills, ability to use Word and Excel.Professional appearance, dress and attitude.Location: Onsite, no remoteWe are an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status.

Keywords: United Business Bank, Walnut Creek , Commercial Credit Analyst I, Professions , Walnut Creek, California