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Credit Analyst

Company: American River Bankshares
Location: Walnut Creek
Posted on: November 20, 2022

Job Description:

Bank of Marin, voted by our employees as one of the "Best Places to Work" in the North Bay Business Journal, is seeking a Credit Analyst to join our commercial banking office in Walnut Creek.

In a team-oriented environment, maintain a high degree of customer service by supporting loan management, credit approval, and loan documentation with timely and accurate processing of customer financial information, information requests, and other duties as assigned in support of credit management staff.

With guidance/oversight from senior loan officers:

* Support loan officers with partial preparation of Credit Recommendations.
* Order documentation for approved credit actions.
* Prepare Short Form Credit Recommendations.


* Utilize loan accounting system to research loan activity.
* Maintain tickler database and, in coordination with Branch contacts, prepare customer correspondence requesting financial information prior to credit expirations.
* Using analytical abilities and established spreading guidelines, accurately translate basic financial reporting of business and personal entities into bank-standard format for further analysis.
* Using published underwriting guidelines, accurately underwrite and recommend less complex personal and business credits for approval/decline. Express credit recommendations by accurately completing the bank-standard Short-Form Credit Recommendation form.
* Accurately order and interpret credit background information such as Equifax, D&B reports, etc.
* Other duties may be assigned.

Educational/Professional Experience: Bachelor's degree (B.A.) from four-year college or university; two to four years related experience and/or training; or equivalent combination of education and experience. Prefer four + years related experience for a senior level role.

The Bank of Marin is a growing public company with career advancement opportunities. We offer competitive compensation and comprehensive benefit programs including medical, dental, vision, 401K, profit sharing and employee stock ownership plans, tuition reimbursement, and an employee volunteer program.

EOE AA M/F/Vet/Disability

Keywords: American River Bankshares, Walnut Creek , Credit Analyst, Professions , Walnut Creek, California

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