Relationship Credit Manager
Company: Heritage Bank of Commerce
Location: Walnut Creek
Posted on: June 24, 2022
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Job Description:
Relationship Credit ManagerPosting Date: 5/13/2022Location:
Walnut Creek, CADepartment: Commercial LendingQualifications:To
perform this job successfully, an individual must be able to
perform each essential duty satisfactorily. The requirements listed
below are representative of the knowledge, skill, and/or ability
required. Reasonable accommodations may be made to enable
individuals with disabilities to perform the essential functions.
Bachelor's Degree (B.A.) from four-year college or university
and/or one to two years related experience and/or training; or
equivalent combination of education and experience.Primary
Responsibilities:Accurately spread and analyze financial statements
of prospective and existing individual and commercial borrowers.
Research industries and current market conditions of commercial
borrowers as they relate to the Bank's potential risk. Effectively
underwrite loan applications, including a complete financial and
industry analysis in a timely manner. Maintain satisfactory
customer service levels with all commercial lenders in the
department and all other departments within the Bank. Maintain
current client relationships by being responsible to their changing
business needs and by renewing and/or amending existing credit
commitments in a timely manner.Summary:This position is responsible
for analyzing current and prospective individual and commercial
borrowers and the industry as it relates to current market
conditions. The main objective of this position is to support and
expedite the underwriting function for the commercial lending group
of the Bank. This position is also responsible for evaluating cash
flow and collateral to service Bank's lending position and
accurately determines borrower's ability to incur and repay
debt.Benefits include competitive salary, bonus plan, medical,
dental, group life & long term care insurance, vision care
reimbursement, 401(k), and tuition reimbursement program, and a
health club allowance.
Keywords: Heritage Bank of Commerce, Walnut Creek , Relationship Credit Manager, Executive , Walnut Creek, California
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