VP SBA Business Development Officer
Company: Heritage Bank of Commerce
Location: Walnut Creek
Posted on: June 24, 2022
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Job Description:
VP SBA Business Development OfficerPosting Date:
03/18/2022Location: Walnut Creek, CADepartment: SBA
Qualifications:
To perform this job successfully, an individual must be able to
perform each essential duty satisfactorily. The requirements listed
below are representative of the knowledge, skill, and/or ability
required. Reasonable accommodations may be made to enable
individuals with disabilities to perform the essential
functions.
Primary Responsibilities:
Interview prospective loan applicants to determine eligibility for
SBA 7a, 504 and USDA B&I loan programs. Structure the project
financing according to program guidelines. Determine loan pricing
based upon Bank policy, project risk and market competition. Make a
site visit to the place of business. Obtain sufficient information
from applicants to prepare a complete loan package for credit
approval. Prepare loan transmittal. Develop business in community,
directly and through referral base such as attorneys, accountants,
real estate and business brokers, and other lead generators.
Provide positive Bank image in community and professional
associations. Provide support to department in obtaining
financials, site inspections or collection activity if
requested.
Responsible for ensuring compliance with all aspects of job related
laws and regulations. Responsible for keeping compliance knowledge
current by attending compliance related training seminars and/or
staff meetings (or reviewing minutes when not in attendance for
actual meetings) and by reading pertinent compliance related
materials. Job related laws and regulations include, but are not
limited to, the following: Truth in Lending (Regulation Z); Equal
Credit Opportunity (Regulation B); Fair Housing Act; Fair Credit
Reporting Act; Fair Debt Collection Practices Act; Loans Secured by
Margin Stock (Regulation U); Credit Practices Rules (Regulation
AA); Community Reinvestment Act; Real Estate Appraisal Regulations;
Real Estate Settlement Procedures Act (Regulation X); Regulation O;
Bank Bribery Act; Emergency Preparedness; Financial Privacy Laws;
Flood Disaster Protection Act; and Tax Reporting Regulations. Other
duties may be assigned.
Summary:
Develop and submit SBA and USDA loan applications for approval.
Provide support to underwriting and closing personnel to preserve a
high level of customer service and satisfaction.
Benefits include competitive salary, bonus plan, medical, dental,
group life & long term care insurance, vision care reimbursement,
401(k), and tuition reimbursement program, and a health club
allowance.
Keywords: Heritage Bank of Commerce, Walnut Creek , VP SBA Business Development Officer, Executive , Walnut Creek, California
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